The median home in Underwood, Minnesota is valued at $317,444, up 2.2% year over year. Underwood is part of the Fergus Falls, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$317,444

+2.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Underwood.

Income (annual)

Down Payment

$63,489 on $317,444

Example: $75,000 household income. Change it above to see your own.

Stretch32.8% of income

Above 28% but manageable with cuts.

PITI$2,051

P/I32.8%

Afford$271K

Gap-$47K

P&I $1,605Tax $296Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Underwood with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Fergus Falls, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fergus Falls, MN metro.

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Underwood, MN