The median home in Utica, Minnesota is valued at $374,410, up 1.0% year over year. Utica is part of the Winona, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Winona, MN stress score, crash risk, and 12-month forecast →

Home Value$374,410

+1.0%

AFFORDABILITY

Enter your income for Utica.

Income (annual)

Down Payment

$74,882 on $374,410

Out of reach — 38.3% of income

Need $102,557/yr to afford.

PITI$2,393

P/I38.3%

Afford$274K

Gap-$101K

P&I $1,893Tax $349Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Utica with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Winona, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Winona, MN metro.

View Winona, MN metro →

UTICA, MN