The median home in Waite Park, Minnesota is valued at $243,963, up 3.3% year over year. Typical monthly rent is $1,070, producing a price-to-rent ratio of 19x — near the national average of 18x. Waite Park is part of the St. Cloud, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$243,963
+3.3%
Rent$1,070/mo
AFFORDABILITYRenting $541/mo cheaper ($1,070 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Waite Park.
$48,793 on $243,963
Affordable — 25.8% of income
Under the 28% guideline.
PITI$1,611
P/I25.8%
Afford$265K
Room+$21K
P&I $1,234Tax $228Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Minnesota
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Full St. Cloud, MN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Cloud, MN metro.
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