Median home value: $244K (+3.3% YoY). Rent: $1,070/mo. Price-to-rent: 19.0x. Part of St. Cloud, MN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Cloud, MN metro page.
Home Value$243,963
+3.3%
Rent$1,070/mo
AFFORDABILITYRenting $478/mo cheaper ($1,070 rent)6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Waite Park.
$48,793 on $243,963
Affordable — 24.8% of income
Under the 28% guideline.
PITI$1,548
P/I24.8%
Afford$276K
Room+$32K
P&I $1,170Tax $228Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing