The median home in Waltham, Minnesota is valued at $278,098, up 5.5% year over year. Waltham is part of the Austin, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$278,098

+5.5%

AFFORDABILITY

Enter your income for Waltham.

Income (annual)

Down Payment

$55,620 on $278,098

Stretch — 29.1% of income

Above 28% but manageable with cuts.

PITI$1,816

P/I29.1%

Afford$268K

Gap-$10K

P&I $1,406Tax $260Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Waltham with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Austin, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Austin, MN metro.

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WALTHAM, MN