Median home value: $364K (+1.1% YoY). Part of Minneapolis-St. Paul-Bloomington, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Minneapolis-St. Paul-Bloomington, MN-WI metro page.
Home Value$363,693
+1.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Watertown.
$72,739 on $363,693
Stretch — 35.7% of income
Above 28% but manageable with cuts.
PITI$2,234
P/I35.7%
Afford$285K
Gap-$79K
P&I $1,744Tax $339Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing