Median home value: $307K (+1.3% YoY). Part of Minneapolis-St. Paul-Bloomington, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Minneapolis-St. Paul-Bloomington, MN-WI metro page.
Home Value$307,197
+1.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Waterville.
$61,439 on $307,197
Stretch — 30.6% of income
Above 28% but manageable with cuts.
PITI$1,910
P/I30.6%
Afford$281K
Gap-$26K
P&I $1,473Tax $287Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing