Median home value: $302K (+1.7% YoY). Part of St. Cloud, MN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Cloud, MN metro page.
Home Value$301,666
+1.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Watkins.
$60,333 on $301,666
Stretch — 30% of income
Above 28% but manageable with cuts.
PITI$1,878
P/I30%
Afford$281K
Gap-$21K
P&I $1,447Tax $282Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing