The median home in Wayzata, Minnesota is valued at $886,423, up 4.8% year over year. Typical monthly rent is $3,688, producing a price-to-rent ratio of 20x — near the national average of 18x. Wayzata is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Minneapolis-St. Paul-Bloomington, MN-WI stress score, crash risk, and 12-month forecast →

Home Value$886,423

+4.8%

Rent$3,688/mo

AFFORDABILITY

Enter your income for Wayzata.

Income (annual)

Down Payment

$177,285 on $886,423

Out of reach — 87.4% of income

Need $234,000/yr to afford.

PITI$5,460

P/I87.4%

Afford$284K

Gap-$602K

P&I $4,482Tax $827Ins $150

Renting $1,772/mo cheaper ($3,688 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Wayzata with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro →

WAYZATA, MN