The median home in Wayzata, Minnesota is valued at $886,423, up 4.8% year over year. Typical monthly rent is $3,688, producing a price-to-rent ratio of 20x — near the national average of 18x. Wayzata is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$886,423

+4.8%

Rent$3,688/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Wayzata.

Income (annual)

Down Payment

$177,285 on $886,423

Example: $75,000 household income. Change it above to see your own.

Out of reach87.4% of income

Need $234,000/yr to afford.

PITI$5,460

P/I87.4%

Afford$284K

Gap-$602K

P&I $4,482Tax $827Ins $150

Renting $1,772/mo cheaper ($3,688 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Wayzata with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro

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Wayzata, MN