The median home in West Saint Paul, Minnesota is valued at $305,865, up 3.7% year over year. Typical monthly rent is $1,392, producing a price-to-rent ratio of 18.3x — near the national average of 18x. West Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$305,865

+3.7%

Rent$1,392/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$61,173 on $305,865

Example: $75,000 household income. Change it above to see your own.

Stretch31.7% of income

Above 28% but manageable with cuts.

PITI$1,982

P/I31.7%

Afford$270K

Gap-$36K

P&I $1,547Tax $285Ins $150

Renting $590/mo cheaper ($1,392 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare West Saint Paul with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro

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West Saint Paul, MN