The median home in West Saint Paul, Minnesota is valued at $305,865, up 3.7% year over year. Typical monthly rent is $1,392, producing a price-to-rent ratio of 18.3x — near the national average of 18x. West Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Minneapolis-St. Paul-Bloomington, MN-WI stress score, crash risk, and 12-month forecast →

Home Value$305,865

+3.7%

Rent$1,392/mo

AFFORDABILITY

Enter your income for West Saint Paul.

Income (annual)

Down Payment

$61,173 on $305,865

Stretch — 31.7% of income

Above 28% but manageable with cuts.

PITI$1,982

P/I31.7%

Afford$270K

Gap-$36K

P&I $1,547Tax $285Ins $150

Renting $590/mo cheaper ($1,392 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare West Saint Paul with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro →

WEST SAINT PAUL, MN