Median home value: $341K (+2.0% YoY). Rent: $1,680/mo. Price-to-rent: 16.9x. Part of Minneapolis-St. Paul-Bloomington, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Minneapolis-St. Paul-Bloomington, MN-WI metro page.
Home Value$341,448
+2.0%
Rent$1,680/mo
AFFORDABILITYRenting $426/mo cheaper ($1,680 rent)6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for White Bear Lake.
$68,290 on $341,448
Stretch — 33.7% of income
Above 28% but manageable with cuts.
PITI$2,106
P/I33.7%
Afford$284K
Gap-$58K
P&I $1,638Tax $319Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing