The median home in Winona, Minnesota is valued at $246,747, up 4.0% year over year. Typical monthly rent is $1,133, producing a price-to-rent ratio of 18.1x — near the national average of 18x. Winona is part of the Winona, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$246,747

+4.0%

Rent$1,133/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Winona.

Income (annual)

Down Payment

$49,349 on $246,747

Example: $75,000 household income. Change it above to see your own.

Affordable26% of income

Under the 28% guideline.

PITI$1,628

P/I26%

Afford$265K

Room+$18K

P&I $1,248Tax $230Ins $150

Renting $495/mo cheaper ($1,133 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Winona with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Winona, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Winona, MN metro.

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