The median home in Madison, Mississippi is valued at $404,330, up 2.8% year over year. Typical monthly rent is $2,327, producing a price-to-rent ratio of 14.5x — below the national average of 18x. Madison is part of the Jackson, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$404,330

+2.8%

Rent$2,327/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Madison.

Income (annual)

Down Payment

$80,866 on $404,330

Example: $75,000 household income. Change it above to see your own.

Out of reach40.8% of income

Need $109,329/yr to afford.

PITI$2,551

P/I40.8%

Afford$277K

Gap-$127K

P&I $2,045Tax $273Ins $233

Renting $224/mo cheaper ($2,327 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Madison with other housing markets across Mississippi.

Oxford$407K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K Flora$286K

Full Jackson, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jackson, MS metro.

View Jackson, MS metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Madison, MS