The median home in Oxford, Mississippi is valued at $406,881, up 4.4% year over year. Typical monthly rent is $2,450, producing a price-to-rent ratio of 13.8x — below the national average of 18x. Oxford is part of the Oxford, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$406,881
+4.4%
Rent$2,450/mo
AFFORDABILITYRenting $115/mo cheaper ($2,450 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.
Enter your income for Oxford.
$81,376 on $406,881
Out of reach — 41% of income
Need $109,929/yr to afford.
PITI$2,565
P/I41%
Afford$278K
Gap-$129K
P&I $2,057Tax $275Ins $233
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Oxford, MS analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oxford, MS metro.
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