The median home in Oxford, Mississippi is valued at $406,881, up 4.4% year over year. Typical monthly rent is $2,450, producing a price-to-rent ratio of 13.8x — below the national average of 18x. Oxford is part of the Oxford, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$406,881

+4.4%

Rent$2,450/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$81,376 on $406,881

Example: $75,000 household income. Change it above to see your own.

Out of reach41% of income

Need $109,929/yr to afford.

PITI$2,565

P/I41%

Afford$278K

Gap-$129K

P&I $2,057Tax $275Ins $233

Renting $115/mo cheaper ($2,450 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Oxford with other housing markets across Mississippi.

Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K Flora$286K

Full Oxford, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oxford, MS metro.

View Oxford, MS metro

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