The median home in Belgrade, Montana is valued at $536,633, down 2.2% year over year. Typical monthly rent is $2,111, producing a price-to-rent ratio of 21.2x — well above the national average of 18x. Belgrade is part of the Bozeman, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$536,633

-2.2%

Rent$2,111/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$107,327 on $536,633

Example: $75,000 household income. Change it above to see your own.

Out of reach51.8% of income

Need $138,814/yr to afford.

PITI$3,239

P/I51.8%

Afford$290K

Gap-$247K

P&I $2,714Tax $376Ins $150

Renting $1,128/mo cheaper ($2,111 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Belgrade with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Bozeman, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bozeman, MT metro.

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Belgrade, MT