The median home in Billings, Montana is valued at $384,994, up 1.2% year over year. Typical monthly rent is $1,404, producing a price-to-rent ratio of 22.9x — well above the national average of 18x. Billings is part of the Billings, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$384,994

+1.2%

Rent$1,404/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Billings.

Income (annual)

Down Payment

$76,999 on $384,994

Example: $75,000 household income. Change it above to see your own.

Out of reach37.9% of income

Need $101,400/yr to afford.

PITI$2,366

P/I37.9%

Afford$285K

Gap-$100K

P&I $1,947Tax $269Ins $150

Renting $962/mo cheaper ($1,404 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Billings with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Billings, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Billings, MT metro.

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