The median home in Billings, Montana is valued at $384,994, up 1.2% year over year. Typical monthly rent is $1,404, producing a price-to-rent ratio of 22.9x — well above the national average of 18x. Billings is part of the Billings, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Billings, MT stress score, crash risk, and 12-month forecast →
Home Value$384,994
+1.2%
Rent$1,404/mo
AFFORDABILITYRenting $962/mo cheaper ($1,404 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.
Enter your income for Billings.
$76,999 on $384,994
Out of reach — 37.9% of income
Need $101,400/yr to afford.
PITI$2,366
P/I37.9%
Afford$285K
Gap-$100K
P&I $1,947Tax $269Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Billings, MT analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Billings, MT metro.
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