The median home in Bozeman, Montana is valued at $703,092, down 2.2% year over year. Typical monthly rent is $2,114, producing a price-to-rent ratio of 27.7x — well above the national average of 18x. Bozeman is part of the Bozeman, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$703,092

-2.2%

Rent$2,114/mo

Prices falling — better for buyers.

Affordability

Enter your income for Bozeman.

Income (annual)

Down Payment

$140,618 on $703,092

Example: $75,000 household income. Change it above to see your own.

Out of reach67.2% of income

Need $179,871/yr to afford.

PITI$4,197

P/I67.2%

Afford$293K

Gap-$410K

P&I $3,555Tax $492Ins $150

Renting $2,083/mo cheaper ($2,114 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Bozeman with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Bozeman, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bozeman, MT metro.

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