The median home in Bozeman, Montana is valued at $703,092, down 2.2% year over year. Typical monthly rent is $2,114, producing a price-to-rent ratio of 27.7x — well above the national average of 18x. Bozeman is part of the Bozeman, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$703,092
-2.2%
Rent$2,114/mo
AFFORDABILITYRenting $2,083/mo cheaper ($2,114 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.
Enter your income for Bozeman.
$140,618 on $703,092
Out of reach — 67.2% of income
Need $179,871/yr to afford.
PITI$4,197
P/I67.2%
Afford$293K
Gap-$410K
P&I $3,555Tax $492Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Bozeman, MT analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bozeman, MT metro.
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