The median home in Cardwell, Montana is valued at $538,074, up 0.0% year over year. Cardwell is part of the Helena, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$538,074

+0.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$107,615 on $538,074

Example: $75,000 household income. Change it above to see your own.

Out of reach52% of income

Need $139,157/yr to afford.

PITI$3,247

P/I52%

Afford$290K

Gap-$248K

P&I $2,721Tax $377Ins $150

6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Cardwell with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Helena, MT analysis

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Cardwell, MT