The median home in Deer Lodge, Montana is valued at $277,204, up 3.4% year over year. Deer Lodge is part of the Helena, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$277,204

+3.4%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$55,441 on $277,204

Example: $75,000 household income. Change it above to see your own.

Affordable27.9% of income

Under the 28% guideline.

PITI$1,746

P/I27.9%

Afford$278K

Room+$635

P&I $1,402Tax $194Ins $150

6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Deer Lodge with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Helena, MT analysis

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Deer Lodge, MT