The median home in Divide, Montana is valued at $470,505, up 1.9% year over year. Divide is part of the Butte-Silver Bow, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$470,505

+1.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$94,101 on $470,505

Example: $75,000 household income. Change it above to see your own.

Out of reach45.7% of income

Need $122,486/yr to afford.

PITI$2,858

P/I45.7%

Afford$288K

Gap-$182K

P&I $2,379Tax $329Ins $150

6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Divide with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Butte-Silver Bow, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Butte-Silver Bow, MT metro.

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Divide, MT