The median home in Helena, Montana is valued at $459,029, up 2.7% year over year. Typical monthly rent is $1,490, producing a price-to-rent ratio of 25.7x — well above the national average of 18x. Helena is part of the Helena, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Helena, MT stress score, crash risk, and 12-month forecast →
Home Value$459,029
+2.7%
Rent$1,490/mo
AFFORDABILITYRenting $1,302/mo cheaper ($1,490 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.
Enter your income for Helena.
$91,806 on $459,029
Out of reach — 44.7% of income
Need $119,657/yr to afford.
PITI$2,792
P/I44.7%
Afford$288K
Gap-$171K
P&I $2,321Tax $321Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Helena, MT analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Helena, MT metro.
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