The median home in Hot Springs, Montana is valued at $240,837, up 3.2% year over year. Hot Springs is part of the Kalispell, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$240,837

+3.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$48,167 on $240,837

Example: $75,000 household income. Change it above to see your own.

Affordable24.6% of income

Under the 28% guideline.

PITI$1,536

P/I24.6%

Afford$274K

Room+$34K

P&I $1,218Tax $169Ins $150

6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Hot Springs with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Kalispell, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kalispell, MT metro.

View Kalispell, MT metro

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Hot Springs, MT