City

HOT SPRINGS, MT

Kalispell, MT

Median home value: $241K (+3.2% YoY). Part of Kalispell, MT.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Kalispell, MT metro page.

Home Value$240,837
+3.2%
AFFORDABILITY

Enter your income for Hot Springs.

$48,167 on $240,837
Affordable — 23.6% of income

Under the 28% guideline.

PITI$1,474
P/I23.6%
Afford$286K
Room+$45K
P&I $1,155Tax $169Ins $150
6.00% 30yr, 20% down, county tax + MT ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Hot Springs Housing Market | CrashWatch