The median home in Kalispell, Montana is valued at $538,312, down 0.2% year over year. Typical monthly rent is $1,950, producing a price-to-rent ratio of 23x — well above the national average of 18x. Kalispell is part of the Kalispell, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$538,312
-0.2%
Rent$1,950/mo
AFFORDABILITYRenting $1,299/mo cheaper ($1,950 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.
Enter your income for Kalispell.
$107,662 on $538,312
Out of reach — 52% of income
Need $139,243/yr to afford.
PITI$3,249
P/I52%
Afford$290K
Gap-$248K
P&I $2,722Tax $377Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Kalispell, MT analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kalispell, MT metro.
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