The median home in Kalispell, Montana is valued at $538,312, down 0.2% year over year. Typical monthly rent is $1,950, producing a price-to-rent ratio of 23x — well above the national average of 18x. Kalispell is part of the Kalispell, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$538,312

-0.2%

Rent$1,950/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$107,662 on $538,312

Example: $75,000 household income. Change it above to see your own.

Out of reach52% of income

Need $139,243/yr to afford.

PITI$3,249

P/I52%

Afford$290K

Gap-$248K

P&I $2,722Tax $377Ins $150

Renting $1,299/mo cheaper ($1,950 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Kalispell with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Kalispell, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kalispell, MT metro.

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