The median home in Laurel, Montana is valued at $362,158, up 0.0% year over year. Typical monthly rent is $1,160, producing a price-to-rent ratio of 26x — well above the national average of 18x. Laurel is part of the Billings, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$362,158

+0.0%

Rent$1,160/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$72,432 on $362,158

Example: $75,000 household income. Change it above to see your own.

Stretch35.8% of income

Above 28% but manageable with cuts.

PITI$2,235

P/I35.8%

Afford$284K

Gap-$79K

P&I $1,831Tax $254Ins $150

Renting $1,075/mo cheaper ($1,160 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Laurel with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Billings, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Billings, MT metro.

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Laurel, MT