The median home in Lincoln, Montana is valued at $342,373, up 1.8% year over year. Lincoln is part of the Helena, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$342,373

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Lincoln.

Income (annual)

Down Payment

$68,475 on $342,373

Example: $75,000 household income. Change it above to see your own.

Stretch33.9% of income

Above 28% but manageable with cuts.

PITI$2,121

P/I33.9%

Afford$282K

Gap-$60K

P&I $1,731Tax $240Ins $150

6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Lincoln with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Helena, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Helena, MT metro.

View Helena, MT metro

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Lincoln, MT