The median home in Missoula, Montana is valued at $547,072, up 0.2% year over year. Typical monthly rent is $1,526, producing a price-to-rent ratio of 29.9x — well above the national average of 18x. Missoula is part of the Missoula, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$547,072

+0.2%

Rent$1,526/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Missoula.

Income (annual)

Down Payment

$109,414 on $547,072

Example: $75,000 household income. Change it above to see your own.

Out of reach52.8% of income

Need $141,386/yr to afford.

PITI$3,299

P/I52.8%

Afford$290K

Gap-$257K

P&I $2,766Tax $383Ins $150

Renting $1,773/mo cheaper ($1,526 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Missoula with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Missoula, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Missoula, MT metro.

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