The median home in Monarch, Montana is valued at $323,358, up 4.0% year over year. Monarch is part of the Great Falls, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$323,358

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Monarch.

Income (annual)

Down Payment

$64,672 on $323,358

Example: $75,000 household income. Change it above to see your own.

Stretch32.2% of income

Above 28% but manageable with cuts.

PITI$2,011

P/I32.2%

Afford$281K

Gap-$42K

P&I $1,635Tax $226Ins $150

6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Monarch with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Whitefish$835K Cameron$831K Big Arm$827K Lakeside$824K

Full Great Falls, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Great Falls, MT metro.

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Monarch, MT