City

SHELBY, MT

Median home value: $170K (+1.1% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$170,299
+1.1%
AFFORDABILITY

Enter your income for Shelby.

$34,060 on $170,299
Affordable — 17.4% of income

Under the 28% guideline.

PITI$1,086
P/I17.4%
Afford$274K
Room+$104K
P&I $817Tax $119Ins $150
6.00% 30yr, 20% down, county tax + MT ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Shelby Housing Market | CrashWatch