Median home value: $396K (+0.4% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$396,411
+0.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MT ins. 28% per HUD.
Enter your income for Troy.
$79,282 on $396,411
Out of reach — 37.3% of income
Need $99,814/yr to afford.
PITI$2,329
P/I37.3%
Afford$298K
Gap-$99K
P&I $1,901Tax $277Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing