The median home in Highlands, North Carolina is valued at $1,015,182, up 7.8% year over year. Highlands is part of the Cullowhee, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,015,182

+7.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Highlands.

Income (annual)

Down Payment

$203,036 on $1,015,182

Example: $75,000 household income. Change it above to see your own.

Out of reach95.9% of income

Need $256,886/yr to afford.

PITI$5,994

P/I95.9%

Afford$296K

Gap-$719K

P&I $5,133Tax $711Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Highlands with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Duck$978K Topsail Beach$927K Holden Beach$885K

Full Cullowhee, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cullowhee, NC metro.

View Cullowhee, NC metro

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Highlands, NC