City

TOPSAIL BEACH, NC

Wilmington, NC

Median home value: $927K (+3.3% YoY). Part of Wilmington, NC.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Wilmington, NC metro page.

Home Value$927,202
+3.3%
AFFORDABILITY

Enter your income for Topsail Beach.

$185,440 on $927,202
Out of reach — 83.9% of income

Need $224,829/yr to afford.

PITI$5,246
P/I83.9%
Afford$309K
Gap-$618K
P&I $4,447Tax $649Ins $150
6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Topsail Beach Housing Market | CrashWatch