The median home in Topsail Beach, North Carolina is valued at $927,202, up 3.3% year over year. Topsail Beach is part of the Wilmington, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$927,202

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Topsail Beach.

Income (annual)

Down Payment

$185,440 on $927,202

Example: $75,000 household income. Change it above to see your own.

Out of reach87.8% of income

Need $235,157/yr to afford.

PITI$5,487

P/I87.8%

Afford$296K

Gap-$631K

P&I $4,688Tax $649Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Topsail Beach with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Holden Beach$885K

Full Wilmington, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wilmington, NC metro.

View Wilmington, NC metro

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Topsail Beach, NC