The median home in Atlantic City, New Jersey is valued at $215,996, up 0.5% year over year. Typical monthly rent is $1,985, producing a price-to-rent ratio of 9.1x — below the national average of 18x. Atlantic City is part of the Atlantic City-Hammonton, NJ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$215,996

+0.5%

Rent$1,985/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Atlantic City.

Income (annual)

Down Payment

$43,199 on $215,996

Example: $75,000 household income. Change it above to see your own.

Affordable26.4% of income

Under the 28% guideline.

PITI$1,653

P/I26.4%

Afford$229K

Room+$13K

P&I $1,092Tax $445Ins $117

Buying $332/mo cheaper ($1,985 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Atlantic City with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full Atlantic City-Hammonton, NJ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Atlantic City-Hammonton, NJ metro.

View Atlantic City-Hammonton, NJ metro

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Atlantic City, NJ