The median home in Atlantic City, New Jersey is valued at $215,996, up 0.5% year over year. Typical monthly rent is $1,985, producing a price-to-rent ratio of 9.1x — below the national average of 18x. Atlantic City is part of the Atlantic City-Hammonton, NJ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Atlantic City-Hammonton, NJ stress score, crash risk, and 12-month forecast →

Home Value$215,996

+0.5%

Rent$1,985/mo

AFFORDABILITY

Enter your income for Atlantic City.

Income (annual)

Down Payment

$43,199 on $215,996

Affordable — 26.4% of income

Under the 28% guideline.

PITI$1,653

P/I26.4%

Afford$229K

Room+$13K

P&I $1,092Tax $445Ins $117

Buying $332/mo cheaper ($1,985 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Atlantic City with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full Atlantic City-Hammonton, NJ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Atlantic City-Hammonton, NJ metro.

View Atlantic City-Hammonton, NJ metro →

ATLANTIC CITY, NJ