The median home in Atlantic Highlands, New Jersey is valued at $797,561, up 3.4% year over year. Typical monthly rent is $2,600, producing a price-to-rent ratio of 25.6x — well above the national average of 18x. Atlantic Highlands is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$797,561

+3.4%

Rent$2,600/mo

AFFORDABILITY

Enter your income for Atlantic Highlands.

Income (annual)

Down Payment

$159,512 on $797,561

Out of reach — 92.7% of income

Need $248,186/yr to afford.

PITI$5,791

P/I92.7%

Afford$241K

Gap-$557K

P&I $4,033Tax $1,642Ins $117

Renting $3,191/mo cheaper ($2,600 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Atlantic Highlands with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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ATLANTIC HIGHLANDS, NJ