The median home in Barnegat, New Jersey is valued at $486,571, up 3.1% year over year. Typical monthly rent is $2,600, producing a price-to-rent ratio of 15.6x — near the national average of 18x. Barnegat is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$486,571

+3.1%

Rent$2,600/mo

AFFORDABILITY

Enter your income for Barnegat.

Income (annual)

Down Payment

$97,314 on $486,571

Out of reach — 57.3% of income

Need $153,386/yr to afford.

PITI$3,579

P/I57.3%

Afford$238K

Gap-$249K

P&I $2,460Tax $1,002Ins $117

Renting $979/mo cheaper ($2,600 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Barnegat with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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BARNEGAT, NJ