The median home in Bergenfield, New Jersey is valued at $618,337, up 2.9% year over year. Typical monthly rent is $3,875, producing a price-to-rent ratio of 13.3x — below the national average of 18x. Bergenfield is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$618,337

+2.9%

Rent$3,875/mo

AFFORDABILITY

Enter your income for Bergenfield.

Income (annual)

Down Payment

$123,667 on $618,337

Out of reach — 72.3% of income

Need $193,543/yr to afford.

PITI$4,516

P/I72.3%

Afford$240K

Gap-$379K

P&I $3,127Tax $1,273Ins $117

Renting $641/mo cheaper ($3,875 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Bergenfield with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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BERGENFIELD, NJ