The median home in Budd Lake, New Jersey is valued at $542,495, up 1.8% year over year. Typical monthly rent is $1,982, producing a price-to-rent ratio of 22.8x — well above the national average of 18x. Budd Lake is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$542,495
+1.8%
Rent$1,982/mo
AFFORDABILITYRenting $1,994/mo cheaper ($1,982 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Budd Lake.
$108,499 on $542,495
Out of reach — 63.6% of income
Need $170,400/yr to afford.
PITI$3,976
P/I63.6%
Afford$239K
Gap-$304K
P&I $2,743Tax $1,117Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Jersey
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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