The median home in Budd Lake, New Jersey is valued at $542,495, up 1.8% year over year. Typical monthly rent is $1,982, producing a price-to-rent ratio of 22.8x — well above the national average of 18x. Budd Lake is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$542,495

+1.8%

Rent$1,982/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Budd Lake.

Income (annual)

Down Payment

$108,499 on $542,495

Example: $75,000 household income. Change it above to see your own.

Out of reach63.6% of income

Need $170,400/yr to afford.

PITI$3,976

P/I63.6%

Afford$239K

Gap-$304K

P&I $2,743Tax $1,117Ins $117

Renting $1,994/mo cheaper ($1,982 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Budd Lake with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

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Budd Lake, NJ