The median home in Caldwell, New Jersey is valued at $710,541, up 4.7% year over year. Typical monthly rent is $2,304, producing a price-to-rent ratio of 25.7x — well above the national average of 18x. Caldwell is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$710,541

+4.7%

Rent$2,304/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Caldwell.

Income (annual)

Down Payment

$142,108 on $710,541

Example: $75,000 household income. Change it above to see your own.

Out of reach82.8% of income

Need $221,657/yr to afford.

PITI$5,172

P/I82.8%

Afford$240K

Gap-$470K

P&I $3,593Tax $1,463Ins $117

Renting $2,868/mo cheaper ($2,304 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Caldwell with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

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Caldwell, NJ