The median home in Caldwell, New Jersey is valued at $710,541, up 4.7% year over year. Typical monthly rent is $2,304, producing a price-to-rent ratio of 25.7x — well above the national average of 18x. Caldwell is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →
Home Value$710,541
+4.7%
Rent$2,304/mo
AFFORDABILITYRenting $2,868/mo cheaper ($2,304 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Caldwell.
$142,108 on $710,541
Out of reach — 82.8% of income
Need $221,657/yr to afford.
PITI$5,172
P/I82.8%
Afford$240K
Gap-$470K
P&I $3,593Tax $1,463Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Jersey
Compare Caldwell with other housing markets across New Jersey.
Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
View New York-Newark-Jersey City, NY-NJ-PA metro →