The median home in Carlstadt, New Jersey is valued at $643,539, up 5.0% year over year. Typical monthly rent is $2,182, producing a price-to-rent ratio of 24.6x — well above the national average of 18x. Carlstadt is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$643,539

+5.0%

Rent$2,182/mo

AFFORDABILITY

Enter your income for Carlstadt.

Income (annual)

Down Payment

$128,708 on $643,539

Out of reach — 75.1% of income

Need $201,214/yr to afford.

PITI$4,695

P/I75.1%

Afford$240K

Gap-$404K

P&I $3,254Tax $1,325Ins $117

Renting $2,513/mo cheaper ($2,182 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Carlstadt with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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CARLSTADT, NJ