The median home in Chatham, New Jersey is valued at $1,266,015, up 8.7% year over year. Typical monthly rent is $2,820, producing a price-to-rent ratio of 37.4x — well above the national average of 18x. Chatham is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,266,015
+8.7%
Rent$2,820/mo
AFFORDABILITYRenting $6,304/mo cheaper ($2,820 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Chatham.
$253,203 on $1,266,015
Out of reach — 146% of income
Need $391,029/yr to afford.
PITI$9,124
P/I146%
Afford$243K
Gap-$1023K
P&I $6,402Tax $2,606Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Jersey
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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