The median home in Clayton, New Jersey is valued at $317,583, up 6.0% year over year. Clayton is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD stress score, crash risk, and 12-month forecast →
Home Value$317,583
+6.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Clayton.
$63,517 on $317,583
Out of reach — 38% of income
Need $101,829/yr to afford.
PITI$2,376
P/I38%
Afford$234K
Gap-$84K
P&I $1,606Tax $654Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
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