The median home in Cliffwood, New Jersey is valued at $505,132, down 0.5% year over year. Cliffwood is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$505,132

-0.5%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$101,026 on $505,132

Example: $75,000 household income. Change it above to see your own.

Out of reach59.4% of income

Need $159,043/yr to afford.

PITI$3,711

P/I59.4%

Afford$238K

Gap-$267K

P&I $2,554Tax $1,040Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Cliffwood with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

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Cliffwood, NJ