The median home in Cranford, New Jersey is valued at $744,161, up 7.2% year over year. Typical monthly rent is $3,121, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Cranford is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$744,161

+7.2%

Rent$3,121/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$148,832 on $744,161

Example: $75,000 household income. Change it above to see your own.

Out of reach86.6% of income

Need $231,900/yr to afford.

PITI$5,411

P/I86.6%

Afford$241K

Gap-$503K

P&I $3,763Tax $1,532Ins $117

Renting $2,290/mo cheaper ($3,121 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Cranford with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Cranford, NJ