The median home in Cranford, New Jersey is valued at $744,161, up 7.2% year over year. Typical monthly rent is $3,121, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Cranford is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$744,161
+7.2%
Rent$3,121/mo
AFFORDABILITYRenting $2,290/mo cheaper ($3,121 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Cranford.
$148,832 on $744,161
Out of reach — 86.6% of income
Need $231,900/yr to afford.
PITI$5,411
P/I86.6%
Afford$241K
Gap-$503K
P&I $3,763Tax $1,532Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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