The median home in Edgewater, New Jersey is valued at $695,375, up 3.4% year over year. Typical monthly rent is $3,769, producing a price-to-rent ratio of 15.4x — near the national average of 18x. Edgewater is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$695,375

+3.4%

Rent$3,769/mo

AFFORDABILITY

Enter your income for Edgewater.

Income (annual)

Down Payment

$139,075 on $695,375

Out of reach — 81% of income

Need $217,029/yr to afford.

PITI$5,064

P/I81%

Afford$240K

Gap-$455K

P&I $3,516Tax $1,431Ins $117

Renting $1,295/mo cheaper ($3,769 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Edgewater with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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EDGEWATER, NJ