The median home in Gloucester City, New Jersey is valued at $230,514, down 3.9% year over year. Typical monthly rent is $1,982, producing a price-to-rent ratio of 9.7x — below the national average of 18x. Gloucester City is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD stress score, crash risk, and 12-month forecast →

Home Value$230,514

-3.9%

Rent$1,982/mo

AFFORDABILITY

Enter your income for Gloucester City.

Income (annual)

Down Payment

$46,103 on $230,514

Stretch — 28.1% of income

Above 28% but manageable with cuts.

PITI$1,757

P/I28.1%

Afford$230K

Gap-$1K

P&I $1,166Tax $474Ins $117

Buying $225/mo cheaper ($1,982 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Gloucester City with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro →

GLOUCESTER CITY, NJ