The median home in Guttenberg, New Jersey is valued at $409,493, down 0.7% year over year. Typical monthly rent is $2,447, producing a price-to-rent ratio of 13.9x — below the national average of 18x. Guttenberg is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$409,493

-0.7%

Rent$2,447/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$81,899 on $409,493

Example: $75,000 household income. Change it above to see your own.

Out of reach48.5% of income

Need $129,857/yr to afford.

PITI$3,030

P/I48.5%

Afford$237K

Gap-$173K

P&I $2,071Tax $843Ins $117

Renting $583/mo cheaper ($2,447 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Guttenberg with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

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Guttenberg, NJ