The median home in Guttenberg, New Jersey is valued at $409,493, down 0.7% year over year. Typical monthly rent is $2,447, producing a price-to-rent ratio of 13.9x — below the national average of 18x. Guttenberg is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$409,493

-0.7%

Rent$2,447/mo

AFFORDABILITY

Enter your income for Guttenberg.

Income (annual)

Down Payment

$81,899 on $409,493

Out of reach — 48.5% of income

Need $129,857/yr to afford.

PITI$3,030

P/I48.5%

Afford$237K

Gap-$173K

P&I $2,071Tax $843Ins $117

Renting $583/mo cheaper ($2,447 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Guttenberg with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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GUTTENBERG, NJ