The median home in Highlands, New Jersey is valued at $565,235, down 1.1% year over year. Typical monthly rent is $3,267, producing a price-to-rent ratio of 14.4x — below the national average of 18x. Highlands is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$565,235

-1.1%

Rent$3,267/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$113,047 on $565,235

Example: $75,000 household income. Change it above to see your own.

Out of reach66.2% of income

Need $177,343/yr to afford.

PITI$4,138

P/I66.2%

Afford$239K

Gap-$326K

P&I $2,858Tax $1,163Ins $117

Renting $871/mo cheaper ($3,267 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Highlands with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

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Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Highlands, NJ