The median home in Highlands, New Jersey is valued at $565,235, down 1.1% year over year. Typical monthly rent is $3,267, producing a price-to-rent ratio of 14.4x — below the national average of 18x. Highlands is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$565,235
-1.1%
Rent$3,267/mo
AFFORDABILITYRenting $871/mo cheaper ($3,267 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Highlands.
$113,047 on $565,235
Out of reach — 66.2% of income
Need $177,343/yr to afford.
PITI$4,138
P/I66.2%
Afford$239K
Gap-$326K
P&I $2,858Tax $1,163Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Jersey
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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