The median home in Irvington, New Jersey is valued at $417,436, up 3.3% year over year. Typical monthly rent is $1,920, producing a price-to-rent ratio of 18.1x — near the national average of 18x. Irvington is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$417,436

+3.3%

Rent$1,920/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$83,487 on $417,436

Example: $75,000 household income. Change it above to see your own.

Out of reach49.4% of income

Need $132,300/yr to afford.

PITI$3,087

P/I49.4%

Afford$237K

Gap-$181K

P&I $2,111Tax $859Ins $117

Renting $1,167/mo cheaper ($1,920 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Irvington with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Irvington, NJ