The median home in Jersey City, New Jersey is valued at $654,778, down 1.4% year over year. Typical monthly rent is $3,077, producing a price-to-rent ratio of 17.7x — near the national average of 18x. Jersey City is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$654,778

-1.4%

Rent$3,077/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$130,956 on $654,778

Example: $75,000 household income. Change it above to see your own.

Out of reach76.4% of income

Need $204,643/yr to afford.

PITI$4,775

P/I76.4%

Afford$240K

Gap-$415K

P&I $3,311Tax $1,348Ins $117

Renting $1,698/mo cheaper ($3,077 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Jersey City with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Jersey City, NJ