The median home in Kearny, New Jersey is valued at $571,562, up 4.0% year over year. Typical monthly rent is $2,343, producing a price-to-rent ratio of 20.3x — well above the national average of 18x. Kearny is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$571,562

+4.0%

Rent$2,343/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Kearny.

Income (annual)

Down Payment

$114,312 on $571,562

Example: $75,000 household income. Change it above to see your own.

Out of reach66.9% of income

Need $179,271/yr to afford.

PITI$4,183

P/I66.9%

Afford$239K

Gap-$332K

P&I $2,890Tax $1,176Ins $117

Renting $1,840/mo cheaper ($2,343 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Kearny with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Kearny, NJ