The median home in Kearny, New Jersey is valued at $571,562, up 4.0% year over year. Typical monthly rent is $2,343, producing a price-to-rent ratio of 20.3x — well above the national average of 18x. Kearny is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$571,562
+4.0%
Rent$2,343/mo
AFFORDABILITYRenting $1,840/mo cheaper ($2,343 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Kearny.
$114,312 on $571,562
Out of reach — 66.9% of income
Need $179,271/yr to afford.
PITI$4,183
P/I66.9%
Afford$239K
Gap-$332K
P&I $2,890Tax $1,176Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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