The median home in Lakewood, New Jersey is valued at $561,702, up 7.6% year over year. Typical monthly rent is $2,385, producing a price-to-rent ratio of 19.6x — near the national average of 18x. Lakewood is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$561,702
+7.6%
Rent$2,385/mo
AFFORDABILITYRenting $1,728/mo cheaper ($2,385 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Lakewood.
$112,340 on $561,702
Out of reach — 65.8% of income
Need $176,271/yr to afford.
PITI$4,113
P/I65.8%
Afford$239K
Gap-$323K
P&I $2,840Tax $1,156Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Jersey
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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