The median home in Lavallette, New Jersey is valued at $1,123,726, up 4.2% year over year. Typical monthly rent is $3,500, producing a price-to-rent ratio of 26.8x — well above the national average of 18x. Lavallette is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$1,123,726

+4.2%

Rent$3,500/mo

AFFORDABILITY

Enter your income for Lavallette.

Income (annual)

Down Payment

$224,745 on $1,123,726

Out of reach — 129.8% of income

Need $347,657/yr to afford.

PITI$8,112

P/I129.8%

Afford$242K

Gap-$881K

P&I $5,682Tax $2,313Ins $117

Renting $4,612/mo cheaper ($3,500 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Lavallette with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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LAVALLETTE, NJ